Chapter 7 Bankruptcy Lawyers in Baltimore County
Chapter 7 Bankruptcy Attorney serving Baltimore & Montgomery County
Each state has certain differences with regard to filing for bankruptcy, but the overall rules are determined by federal law. In the case of Chapter 7, this particular form of bankruptcy is incredibly helpful to those who have suffered a serious medical condition that resulted in huge medical bills that cannot be paid. It has been established that medical bills contribute to a full 50% of the bankruptcy filings in the country. In other cases, crushing credit card debt is the situation, and loss of a job is often the catalyst for the financial trouble that individuals face in Maryland and DC. It is strongly advised that you get the assistance of a Maryland bankruptcy lawyer to assist you in filing for Chapter 7. It is a new requirement that the individual considering filing Chapter 7 must take a "means test" that establishes whether the individual has the right to file for Chapter 7. If you improperly fill out this test, or don't understand exactly how to do so and fill it in improperly, you can be denied the right to file. Get assistance from The Aylward Law Firm who will conduct a thorough financial review and advise you what type of bankruptcy you can file and guide you through the process.
Maryland Bankruptcy Attorneys
Most types of debt are discharged in a Chapter 7 bankruptcy. There are some debts that are not dischargeable, and this can vary from state to state. Some taxes, child support payments, alimony, student loans and any personal injury debts as a result of drunk driving cannot be discharged in Maryland. However, each individual is completely unique in circumstances and it is strongly advised that you get your situation reviewed by Attorney Jillian Aylward and the legal team in order to determine how to move forward. If you are not eligible for Chapter 7, you likely can file Chapter 13 which offers financial relief to those who are making a paycheck, and gives you the opportunity to spread out your back payments over several years.
With the assistance of The Aylward Law Firm, it can be determined how to best move forward in your individual case, and you will understand the process and what the results will be for you and your family. Countless clients of the firm have mentioned the absolute relief they have experienced in getting a fresh start with a Chapter 7 bankruptcy filing.
Contact a Maryland Chapter 7 Bankruptcy Attorney from The Aylward Law Firm today. |